Recurring card charges become subscriptions on their own. See what each plan really costs, catch price jumps and idle seats, and get a WhatsApp nudge before every renewal - EMIs included.
EVERYTHING THAT BILLS AGAIN
One list for every recurring cost, kept from the bills and card lines you already record - no separate spreadsheet to maintain.
Charges that read like a subscription or an EMI get a suggestion to track them. You decide.
Upcoming renewals and past charges on a week or month calendar, with the total for the period.
One reminder the day before each renewal, with the expected amount and a link to review the plan.
Each renewal is recorded on Outgoing and auto-matched to its statement line when the match is clear.
Find earlier payments to the same provider. Ones that match the plan amount are suggested to link.
Record item price, down payment, interest, processing fee and GST on interest. No-cost EMIs too.
SEE IT IN ACTION
HOW IT WORKS
A card charge that keeps coming back - same amount, same day - is nudged: looks like a recurring subscription.
A recurring charge on a card is nudged before it slips by.
One tap opens Add subscription, prefilled from the charge: vendor, amount, renewal date and card. Confirm, and it's tracked.
Prefilled from the charge - just confirm. Now 7 plans running.
Open a plan for twelve months of charges, the total paid, and flags for rises, forex markups, unused seats and ending trials.
Twelve months on one chart, with the jump you'd otherwise miss.
At 08:00 the day before a renewal, owners and admins with a linked number hear what is about to be charged.
The day before, to owners and admins with a linked number.
Add the purchase and its schedule. Installments are recorded as they are paid, the next one shows as upcoming.
Interest and fees recorded alongside, when there are any.
SPOTTED ON YOUR CARD
A charge that keeps coming back is nudged: 'Looks like a recurring subscription'. One tap opens an Add subscription form already filled from the charge - vendor, amount, renewal date, card - and the charge is marked as part of that plan from then on.
WHAT EACH PLAN REALLY COSTS
Open any plan for its own page: every charge for the last twelve months, the total paid since you started tracking it, and the flags - a 40% rise over May, a forex markup on a dollar plan, a seat nobody has used in 60 days, a trial about to turn into a yearly charge.
THE LIST, THE REMINDER, THE EMI
The subscriptions list carries the flags where you will see them. The day before a renewal, WhatsApp tells you what is about to be charged and lets you open the plan. EMIs sit in the same place, installment by installment.
ONE VIEW OF FIXED COSTS
Subscriptions, EMIs and your own recurring groups share one Recurring chart, with what each charged over the period you pick. Renewals and EMIs also feed your cashflow forecast.
GOOD QUESTIONS. CLEAR ANSWERS.
A few things to know before you start.
See all featuresNo. Cancel the plan with the provider, then mark it ended in KhataPilot. Its next renewal is cleared, so no further charges are recorded and no reminder goes out. Nothing is cancelled on your behalf.
Owners and admins with WhatsApp connected get one reminder at 8 am the day before a renewal, with the date and expected charge. Staff and your CA don't. It links straight to the subscription.
If a charge names a known service or reads like a plan or renewal, KhataPilot suggests tracking it. Nothing is added until you confirm. Scan charges can then link earlier payments to the same provider.
Yes. Add an EMI with the item price, months, interest and fees, and each installment is recorded on Outgoing. Mark a plan as a free trial with its end date so you see it before the first charge.
No - it tracks, flags and reminds. The reminder's Review subscription button opens the plan with its history, so you decide whether to keep it, and cancel with the vendor if not.
Add the purchase, the installment and the schedule. Each installment is recorded as it is paid, the next one shows as upcoming, and interest or fees are kept alongside the principal.
LESS PAPERWORK. MORE POSSIBILITY.
See what your everyday bills can become.
Try KhataPilot Request access for your business.