Cards are added from the last 4 digits on a bill, ready for you to confirm. Bank accounts, UPI IDs, wallets and cash sit in the same list - each with what it spent, received and has coming up.
PAYMENT METHOD TYPES
Add every way your business pays and gets paid - from cards and bank accounts to UPI, wallets and cash - and see them side by side in KhataPilot.
Credit or debit card, saved by its last 4 digits
Savings, current or EEFC, looked up by IFSC
Your VPA or UPI ID
Paytm, PhonePe and other wallets
Your cheque book
LazyPay, Simpl and the like
Bank DDs
A cash wallet, such as petty cash
Wise, PayPal, Stripe - anything else
SEE IT IN ACTION
HOW IT WORKS
Pick a type - card, bank account, UPI, wallet, cheque, pay-later, demand draft, cash or custom - and fill in a few details. Type an IFSC and the bank, branch and SWIFT fill in.
No full card number or CVV - ever.
AI reads the last 4 digits on a bill or card statement. A card you haven't saved is added for you to confirm.
Mark each method as company, employee, director, shareholder or other person. Company methods feed your payments and balances; personal ones stay apart.
Lifetime spend, a 12-month trend and the spends behind it - plus what was received into it, week by week.
Upload bank or card statements. See how much of each month is matched to your books, and which lines are still open.
CARDS FROM YOUR BILLS
AI reads the last 4 digits printed on a bill or card statement. If that card isn't in your list yet, it is added for you to confirm - company or personal - before the payment is recorded.
MONEY MOVEMENT
Open a bank account, UPI ID or card and see what was received into it and what was paid out through it - for the last 3 or 12 months, next to its lifetime totals.
STATEMENTS, DUES AND HISTORY
Open any method for the statements uploaded to it, what is due on it in the next 90 days, and a record of every change - including when it was retired or brought back.
COMPANY OR PERSONAL
Mark who each payment method belongs to. Company accounts feed your payments, balances and reconciliation. A director's or employee's card stays out of company payments and balances.
GOOD QUESTIONS. CLEAR ANSWERS.
A few things to know before you start.
See all featuresNo. A card needs only a name, its last 4 digits and one of four networks - expiry, holder name and colour are optional. KhataPilot matches bills and statements to the card by those 4 digits.
AI reads the card's last 4 digits from the bill or card statement and adds that card to your list. You confirm whether it is a company or personal card before the payment is recorded. If two saved cards end in the same digits, KhataPilot asks which one paid.
There is no live bank feed. You upload bank or card statements - PDF, image, CSV, XLSX, OFX or QIF - and KhataPilot reads them, matches the lines to your entries and shows the coverage on that account.
Retire it. Its history and balances stay available, and new payments use another active method you choose.
Cards, bank accounts, UPI, wallets, cheques, credit or pay-later, demand drafts and cash - plus a custom type for anything else, such as Wise, PayPal or Stripe.
Only owners and admins can manage payment methods or see full account numbers.
LESS PAPERWORK. MORE POSSIBILITY.
See what your everyday bills can become.
Try KhataPilot Request access for your business.